OLUWASILE ADESANYA. A Reference Governance Model for Cloud Adoption in Regulated Pan-African Financial Institutions. American Journal of AI Cyber Computing Management, [S. l.], v. 3, n. 2, p. 65–84, 2026. DOI: 10.64751/. Disponível em: https://ajaccm.com/journal/index.php/ajaccm/article/view/658. Acesso em: 16 sep. 2026.