GUGULOTH BALRAJ; V. SHIVA NARAYANA REDDY; RAGIRI MANISHA. Machine Learning-Based Credit Scoring Models for Retail Lending at YES Bank. American Journal of AI Cyber Computing Management, [S. l.], v. 6, n. 3, p. 831–839, 2026. DOI: 10.64751/ajaccm.2026.v6.n3.871. Disponível em: https://ajaccm.com/journal/index.php/ajaccm/article/view/871. Acesso em: 13 sep. 2026.